Frequently Asked Questions
Last updated: 2026-08-18
How much can I actually ask for?
Between $100 and $5000. Whether a lender offers you something in that range depends on their own criteria.
I've been declined elsewhere — is this worth trying?
Possibly. Lenders in our network don't all share the same criteria, and some do work with applicants who have weaker credit. There's no guarantee, but a request costs nothing to send.
Is there a cost to send a request?
No. If you accept an offer later, any fees attached to it are the lender's and will be disclosed before you agree to anything.
Is this offered where I live?
Not everywhere. Our Lending Policy page lists current state availability — worth a quick check first.